Interest Calculator
Deposit interest and compound interest calculation
Interest Calculator is a free online Calculators tool. Deposit interest and compound interest calculation Related terms: 利息 · 存款 · 复利 · interest · 理财. Use it on this page without signing in.
| 年份 | 本息 (复利) | 累计利息 | 增长示意 |
|---|---|---|---|
| 0 | 10,000.00 | 0.00 | |
| 1 | 10,350.00 | 350.00 | |
| 2 | 10,712.25 | 712.25 | |
| 3 | 11,087.18 | 1,087.18 | |
| 4 | 11,475.23 | 1,475.23 | |
| 5 | 11,876.86 | 1,876.86 | |
| 6 | 12,292.55 | 2,292.55 | |
| 7 | 12,722.79 | 2,722.79 | |
| 8 | 13,168.09 | 3,168.09 | |
| 9 | 13,628.97 | 3,628.97 | |
| 10 | 14,105.99 | 4,105.99 |
说明：本计算器为理论计算，未考虑利息税、通胀等因素，结果仅供参考。
使用说明
- 输入本金、年利率和存款期限
- 选择计息方式：单利或复利
- 复利可选择计息频次（年/季/月）
- 自动计算到期利息与本息合计
- 可追加定期存入金额计算定投收益
常见问题
- 单利：仅对本金计息，适合短期存款
- 复利：利滚利，长期收益更高，爱因斯坦称其为「世界第八大奇迹」
- 年化利率：注意区分名义利率与实际年化（APR）
- 计算结果仅供参考，不构成理财建议
计算公式
单利本息 = 本金 × (1 + 年利率 × 年数)
复利本息 = 本金 × (1 + 年利率/n)^(n×年数)（n 为每年计息次数）
定投复利：Σ 本金 × (1+r)^剩余期数
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FAQ about Interest Calculator
What can Interest Calculator do?
Interest Calculator is a Calculators tool. Deposit interest and compound interest calculation You can finish the job on this page.
Who should use Interest Calculator?
Anyone handling 利息 · 存款 · 复利 · interest · 理财 who does not want to install desktop software can use Interest Calculator in the browser.
Is Interest Calculator safe? Is my data uploaded?
This tool runs in your browser. We do not collect the content you enter into Interest Calculator just because you used it.
What similar tools exist?
Related tools in the same Calculators group are listed at the bottom of this page.